Gruha Lakshmi Scheme Notification 2024, Eligibility Requirements, Application Status

The Gruha Lakshmi Scheme, implemented by the Karnataka government, is a notable effort to empower women who serve as the main income earners in their households. This program offers regular financial support to enhance their economic standing, ultimately bolstering their role in supporting their families and the larger community.

Gruha Lakshmi Scheme Notification 2024

The program aims to empower women from economically disadvantaged backgrounds. It does not apply to women working in government jobs or those earning a taxable income. Eligible women nationwide can access the program by registering online or offline.

Eligibility Requirements

To qualify for the Gruha Lakshmi Scheme, applicants must satisfy the following conditions:

• Gender and Role: The applicant should be a woman who is the head of her family.
• Residency: The applicant must be a permanent resident of Karnataka.
• Economic Status: The scheme mainly targets women below the Poverty Line (BPL), above the Poverty Line (APL), and other marginalized economic groups.
• Employment Status: Women who are government employees or those whose families are liable for income tax are not eligible.

Necessary Documentation

Accurate documentation is essential for the verification and processing of the Gruha Lakshmi Scheme:

• Personal Identification: This refers to any government-issued identity card that can verify the applicant’s identity and citizenship. The most commonly used documents for this purpose are:
  • Aadhaar Card: A 12-digit unique identity number issued by the Indian government to every individual resident of India. The Aadhaar card serves as proof of identity and address anywhere in India.
  • Voter ID: Also known as Electors Photo Identity Card (EPIC), it is issued by the Election Commission of India to any citizen who is eligible to vote. This card serves as identity proof and is mandatory for casting a vote in India.
• Proof of Residence: This document should confirm the applicant’s long-term residency in Karnataka. It could be any of the following:
  • Utility bills: Bills for services like electricity, water, or gas can serve as proof of residence as they contain the user’s residential address.
  • Ration card: Issued by the state government, a ration card also serves as proof of residence. It contains details of the family members and the residential address.
  • Residential certificate: This is a legal document issued by the state government affirming that the person bearing the certificate is a resident of the state.
• Bank Account Information: For the direct deposit of benefits, the applicant needs to provide their bank account details. This includes:
  • Updated bank passbook: This book contains the account holder’s name, account number, and the bank’s IFSC code. It also records all the transactions made.
  • Bank statement: This is a summary of all the transactions made over a certain period. It includes the account number, holder’s name, and IFSC code. It can be obtained online or from the bank branch.

Advantages of the Scheme

The Gruha Lakshmi Scheme offers several benefits:

• Direct Financial Support: The scheme provides a monthly disbursement of ₹2,000 to each eligible woman to reduce financial stress and improve families’ economic status.
• Promotion of Female Empowerment: The program encourages autonomy and involvement in household and community affairs by providing financial assistance directly to women.
• Improved Quality of Life: The extra money can be used to enhance access to education, improve healthcare options, and ensure better nutrition, resulting in an overall enhancement of the family’s quality of life.

Registration and Application Process for Gruha Laxmi

Online Registration

• Applicants must visit the Seva Sindhu portal at sevasindhugs1.karnataka.gov.in, which is designed for government services.
• Ensure to find the Gruha Lakshmi Scheme in the section where services are listed.
• Remember to complete the application form by providing personal information such as your name, address, and bank details.
• Upload documents such as an Aadhaar card, ration card, and bank account details.
• Review all the information and agree to the terms before submitting the application form online.

Offline Application

Applicants who are uncomfortable applying online can visit the Karnataka One Centre in person. At the centre, they can obtain the application form, fill it out on the spot, and submit it along with all the required documents to complete the application process.

Tracking the Application Status

Tracking the application status is straightforward:

• Applicants can log back into the Seva Sindhu portal anytime.
• By entering the unique application number or other relevant details in the application tracker, applicants can view the current status and follow up accordingly.